Business and Commercial Lending
Is your business thriving? At
Summit Bank of Kansas City,
we understand that financing your business growth can be challenging. That’s why
we offer personalized service and a comprehensive product line.
Whether you need equipment financing, working capital, or a loan for capital expenditures.
Summit Bank of Kansas City
offers a variety of loan products specifically designed to meet the needs of your
As an SBA preferred lender we can help you find the best Small Business Administration
loan for your business.
Summit Bank of Kansas City provides better and faster service for you and your business.
We offer dedicated service and an experienced SBA staff to help your business take
full advantage of SBA loan
Use your SBA Loan for business real estate, construction, equipment, and more. Advantages
of Summit Bank of Kansas City's SBA Loans:
- Longer maturities
- Lower down payment
- Lower monthly payment
- Longer terms
- No balloon payment
- Minimal covenants
- Multiple interest rate options (floating, adjustable, or fixed)
- Prompt credit decisions
Summit Bank of Kansas City offers a variety of SBA Loans. Not sure which is right
Compare all our SBA loans here
Commercial Real Estate
Let us help you buy, build or refinance your commercial real estate. You may be
able to eliminate rent payments, reduce your monthly payments, or take advantage
of potential tax benefits.1
- Loan amounts to meet your needs
- Fixed or variable interest rates
- Flexible terms
- Owner occupied commercial real estate
- Non owner occupied multi-family dwellings
- Mixed use properties
- Investment properties
- Commercial buildings
- Merchant Services
We provide financing for construction. These loans include short-term financing
for the renovation, repositioning and lease-up of existing properties or new construction,
as well as more traditional amortized loans.
Business Credit Services
Loans and Services
Whatever your financial needs are, Summit Bank of Kansas City is available to help.
We offer business loans and services for our business clients with strong emphasis
on local decision making. Our business banking customers are treated with care and
have exclusive benefits tailored to their needs. We will gladly meet with you at
your office or other convenient location of your choice.
Term loans provide a source of longer term funding for equipment purchases, vehicle
purchases, or other needs. We provide loans for almost any business purpose including
advances to purchase equipment or expand an office building, purchase a new business,
and working capital lines of credit. Repayment is usually structured to provide
monthly payments of principal and interest. Terms generally require repayment within
seven years, and have a variable rate option. These loans are typically secured
by the assets of the company.
Working Capital Lines of Credit
Lines of credit provide a source for short-term funding and seasonal production.
Repayment is usually structured to be interest only on a monthly basis with one
or two year maturities and a variable rate.
For more information, contact:
1 Consult your tax advisor regarding the deductibility of interest
* All loans are subject to credit approval