Monday, September 01, 2014

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Home Equity Lines of Credit

Need to make some home improvements? A big purchase? Consolidate your debt? Get a home equity loan line of credit from Summit Bank of Kansas City.

Home Equity Credit Lines secured by a mortgage on your home offer a low interest rate and feature monthly or interest-only payments, with easy access to your account with convenient checks.

Use your line of credit for*:

  • Home improvements
  • Medical expenses
  • Life events such as a new baby or wedding
  • Small business expenses
  • Take a vacation
  • Consolidate bills
  • Buy a car, boat or RV

Benefits include:

  • Prompt credit decisions.
  • Monthly statement of all transactions (if your line has a balance).
  • Access your line of credit by writing checks or requesting advances by phone or in person.
  • Possible tax advantages — interest on a home equity line of credit may be tax deductible** (consult a tax advisor).


*Subject to credit approval.
** Consult a tax advisor regarding deductibility