How to Make a Mobile Deposit

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Mobile Deposit is convenient, secure and available now from Summit Bank of Kansas City. Using an iPhone®, iPad® or Android™ device, customers can deposit checks into their eligible SBKC checking accounts in a few simple steps.

SBKC customers may sign up for Online Banking and receive access to mobile banking using a mobile device. Enroll by visiting the bank’s website and select the online banking link, then selecting ENROLL. Online Banking customers may logon to an Online Banking account using the current User ID, select the Options tab, and then select Mobile Settings. Follow the easy instructions from there.

After the SBKC mobile settings are completed, the SBKC mobile app may be downloaded at the Apple Store or Google Playstore at no cost.

Various mobile carriers may impose data fees or data charges depending on individual plans.

Once the app is opened, customers may sign up for mobile deposit by selecting “Deposit” from the menu. A deposit may be made after enrollment is completed and the terms/conditions are accepted.

Checks for Mobile Deposit should be endorsed by the payee exactly as made payable and include “For Mobile Deposit Only”. These procedures are then followed:

  1. Select “Deposit” from the menu screen
  2. Select “+” in the top right corner to add a check
  3. At the prompt, take a picture of the front of the check
  4. At the prompt, take a picture of the back of the check
  5. Select checking account to receive the deposit
  6. Enter check amount and select “Submit”
  7. After reviewing to confirm, select “Finish” or “Deposit Another” for the next check.

SBKC has determined and will assign established deposit limits for Mobile Deposit, which include limits maximum dollar amount and number of checks that may transmit through the service each day. The bank may modify such limits from time to time at its sole discretion. The current daily deposit limit for established customers is $2,500 with a $5,000 per month maximum. Accounts opened less than 60 days are limited to $500 per day and $1,000 per month. Original checks deposited should be retained in a secure place for 14 days and may be shredded thereafter.